Although liability insurance is required by state law in Texas, more than two million motorists in Dallas and all across our state have no liability insurance at all. A few million other drivers, meanwhile, are underinsured.
At the same time, there are more than 15 million drivers in Texas who carry auto insurance coverage. Statistically speaking, that means that if you are stuck in traffic jams and are surrounded by 20 vehicles, at least three of them are most likely uninsured, while several others may not carry enough liability coverage to cover your damages and losses in the event of a car accident.
Since there are millions of uninsured and underinsured motorists in Texas, auto insurance companies offer drivers uninsured and underinsured motorist coverage, which are optional in our state.
“Unfortunately, the vast majority of drivers in Texas purchase only what’s required by law and opt for the bare minimum insurance coverage,” warns our Dallas underinsured and uninsured motorist accident attorney at the Law Office of Dorothy Hyde.
Recovering damages after a car accident with an uninsured or underinsured driver in Dallas or elsewhere in Texas can feel like an uphill battle, especially if you do not carry the optional uninsured or underinsured motorist coverage. In many cases, drivers who sustain injuries in car crashes involving uninsured motorists and do not exhaust all legal options to seek reimbursement are unable to seek full compensation for their losses and damages.
If you own a car registered in the State of Texas, there are only three types of auto insurance coverage you need to be familiar with:
Our Dallas uninsured motorist accident attorney reminds that Texas law sets the minimum insurance coverage requirements as follows:
As you can guess, these amounts will be exhausted in no time in a serious car crash, which is why so many injured victims struggle with recovering damages in car accidents with uninsured and underinsured motorists. Remember: just having the required auto insurance coverage does not mean that your insurance company will agree to provide coverage without asking any questions or conducting its own investigation. Insurance companies are businesses, who make money by denying and minimizing personal injury and property damage claims.
That’s why being represented by a skilled uninsured and underinsured motorist accident lawyer in Dallas or elsewhere in Texas is so important to protect your rights. Contact the Law Office of Dorothy Hyde to schedule a free consultation and discuss your case. Call our offices at 214-883-1700.
Our law firm doesn’t take personal injury cases lightly. Attorney Dorothy Hyde is the resident barracuda of Dallas — fearless and unrelenting, she doesn’t stop until she obtains the best outcome and maximum compensation for her clients. Choose us and you’ll have an apex predator with years of trial experience and negotiating skills to bring your case to a successful conclusion.
We help personal injury victims receive the financial compensation they need for full recovery. We are a voice for personal injury victims and help them get their life back on track.
After I was severely injured, I didn’t know what to do next. One of my colleagues recommended reaching out to Dorothy for representation. When I finally did, I didn’t regret my decision — I received tremendous support and she treated me like family. She brought the best outcome and I’m amazed at the passion she brings into her work. I would recommend her services without any reservation.
I’ve always known that I needed an insurance policy to protect me if I got into a car accident. But when I got involved in a car crash, I realized how important it is to have a lawyer protect me from my insurance company! This firm settled my case really quickly and delivered excellent results. Dottie secured a fair and equitable settlement, and I’d recommend her to anyone in need of good counsel and representation.
Thank you for bringing my claim against the construction company to a successful conclusion. You made the process less intimidating and made me feel like the struggle I had to endure was valid. It has helped me cope with a lot of post-accident challenges differently. You were more than I expected — thanks again.
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